Are you an international traveler struggling to withdraw cash in foreign countries? If yes, you must look for the best international debit cards for 2024. Local cards charge high transaction fees in foreign countries, especially in Europe.

You should get the SBI Global International debit card to avoid further inconvenience. This article will introduce the best international debit cards for 2024. It will save considerable money as the conversion from MasterCard and Visa will cost less.

We have mentioned some of the best international debit cards to ease up your budget on an international tour. They all provide the best services; you can also hold the local currency. Moreover, unique features like instant card freezing and virtual cards are available for more security.

Explore More about the best international debit cards for 2024.

1) Revolut Card

You can use the Revolut international debit card, which allows customers to hold more than 30 currencies and spend the money in almost 150. This card charges 0.2% to 0.4% fees on currency conversion. So you can easily avoid the foreign transaction charges.

There is a chance of third-party ATM charges, but cash withdrawals up to $1,200 per month from local ATMs worldwide will not be charged. After the mentioned limit, a 2% fee per transaction will be charged. You can also get discounts on airport lounge entrance, medical, and travel insurance.

Pros

• The stock charges are relatively low compared to other banks
• Creating the account is relatively fast and easy
• You can immediately block the card if it is lost
• Transfer of money within Revolut banks is relatively quick
• You can apply for a duplicate if you lose your card

Cons

• It takes more than three days to transfer money to other accounts
• The educational tools are not available for beginners
• The customer service is also not so good

2) Chime Card

Unlike other debit cards, Chime works on the exchange rate claimed by the VISA. Additional markup is not applied to your purchases, and the exchange rate is nearly equal to the market rate. Chime is the best debit card to use in the United States of America.

Chime does not apply ATM charges at AllPoint, VISA plus Alliance, and MoneyPass that lie within the United States's range. Outside its region, Chime charges $2.50 per withdrawal. You can withdraw about $515 daily. Using this international debit card will save your foreign transaction charges.

Pros

• It is perfect for people with short credit scores or no bank history
• It charges less fee checking than savings accounts
• It is the best international debit card no fees
• You can get the paycheck within two days
• It offers mechanized saving plans

Cons

• You can only open a savings account with a checking account.
• It does not allow you to have a CD and cash market account.
• You can not expect to open a joint account
• The savings rate is lower than other banks
• It does not allow you to withdraw cash over $200

3) Wise Card

In some countries like Canada, the unavailability of Revolut Apps and other cards may create problems for travelers. In these cases, you can use the Wise app, which allows you to spend your money in more than 50 currencies.

It is the best debit card for travel in Europe. The conversion of currency charges a 0.35% to 2% fee. Using the wise card makes you a native cardholder. It does not set vital currency conversions and foreign transaction fees. The monthly withdrawal limit is $250, and exceeding this limit charges a 1.75% fee.

Pros

• Wise accounts offer a wide variety of options for receiving and sending money.
• The fee charged on withdrawal is relatively low
• They provide fast service on transactions
• The online application makes the transaction easy

Cons

• It does not allow the option of cash delivery
• The online application lacks a customer support option
• Fees and limits are variable

4) Capital One Card

Capital One cards are the most widely used international debit cards due to wiping out the foreign transaction charges. It provides live exchange fees and does not impose additional markup charges. This app gives you access to more than 70,000 ATMs in the US.

You must enroll in the 360 accounts of Capital One if you want to get rid of the potential fees; otherwise, they will charge a $2 fee along with the 3% of the transaction amount. This is part of a union that includes MoneyPass, AllPoint, and more.

Pros

• The FDIC insurance ultimately secures the checking accounts
• The facility of direct deposit reduces the risk of losing paper checks
• They transfer your paycheck within two days
• You can access your money in multiple ways

Cons

• Most of the checking accounts can not earn by the interest rate
• You have to pay monthly for the checking account
• You must maintain the balance in your account to avoid further fee

5) Starling Bank Card

Starling Bank is one of the most widely used cards in the UK. It offers the features of a live exchange rate, no foreign withdrawal fees, and the facility of USD and EUR accounts. The Starling Bank card will be recognized as the local card when accessing the account balances.

This card cancels the ATM fees on both domestic and international levels. Moreover, it does not impose ATM transaction fees regardless of the withdrawal frequency. It may apply to the third-party charges fixed by the owner of the ATM.

Pros

• Creating and setting the account is relatively easy and quick
• It offers 24/7 access to your money
• Withdrawing cash in foreign does not charge a fee
• It does not charge monthly for the facilities

Cons

• It provides the deals only by the companies associated with them
• The accounts are only available for UK nationalities
• The features are minimal

Conclusion

The best international debit cards for 2024 include Revolut, Chime, Wise, Capital One, and Starling Bank. all these companies provide the best facilities and modern features like online access and transfer. They aim to facilitate foreign travelers who need help on their trips.